# 1 July 2027

> Plain-English education on Australia's 1 July 2027 CGT reform for property owners, investors, accountants and agents.

1july2027.com.au is one of several property-valuation websites operated by the same group. It is operated by XCELERENT PTY LTD (ABN 14 701 983 995), trading as Valuation Ready.


## Availability

Our valuer panel is being built state by state, so a valuer may not yet be available for your property — we tell you before you proceed, not after. No payment is taken at the enquiry step, and the price is confirmed before anyone proceeds.
## Pages

- [Is CGT Going to 30%? How the New 30% Minimum Tax Works](https://www.1july2027.com.au/is-cgt-going-to-30-percent/): CGT is not becoming a flat 30%. From 2027-28, Australian-resident individuals pay at least 30% on capital gains made after 1 July 2027, with exceptions for pension and income-support recipients.
- [Is There a 30 June 2027 Valuation Deadline? What the Date Really Means](https://www.1july2027.com.au/is-there-a-cgt-valuation-deadline/): No valuation is compulsory and nothing is lodged on 30 June 2027. It is the date your property's value is measured at. You choose how to set it when you sell.
- [When Does the 50% CGT Discount End? What Changes on 1 July 2027](https://www.1july2027.com.au/when-does-the-cgt-discount-end/): The 50% CGT discount does not end on a date. It stops applying to gains made after 1 July 2027. Growth up to 30 June 2027 keeps it, whenever you sell.
- [Topics](https://www.1july2027.com.au/topics/): Every guide on the 1 July 2027 CGT reform in one place: valuation vs the formula, the new CGT calculation, key dates, pre-1985 property, a home becoming a rental, negative gearing, the ATO guidance tracker and more.
- [About 1 July 2027](https://www.1july2027.com.au/about/): Who runs 1july2027.com.au, why the site exists, how its CGT-reform explanations are sourced and corrected, and what it is not.
- [Contact 1 July 2027](https://www.1july2027.com.au/contact/): One form for owners, firms and support questions, routed to the right person, plus a direct email and phone number.
- [Standards Updates and Corrections - 1 July 2027](https://www.1july2027.com.au/standards-updates/): When the professional standards for property valuation advice change, we update what we have published and record what changed here.
- [How CGT Is Calculated After 1 July 2027 - Known vs Pending](https://www.1july2027.com.au/new-cgt-calculation/): The new CGT calculation's structure is law: old rules to 1 July 2027, then CPI indexation and a 30% minimum rate. What each scenario still needs to know.
- [Common Questions - 1 July 2027 CGT Reform FAQ](https://www.1july2027.com.au/faq/): All the common questions on the 1 July 2027 CGT reform, answered in one place: the reset, valuation vs the free formula, evidence, timing, SMSF and negative gearing.
- [Valuation vs the Free Formula - The 1 July 2027 Choice](https://www.1july2027.com.au/valuation-vs-ato-formula/): Set the 1 July 2027 cost base by market valuation or Treasury's free apportioning method. How the approaches differ and when each makes sense.
- [ATO Guidance Tracker - 1 July 2027 CGT Reset](https://www.1july2027.com.au/ato-guidance-tracker/): What is already settled law for the 1 July 2027 CGT reset, what the ATO has published, and which guidance - like the apportionment tools - is still to come.
- [When Does Negative Gearing End? The 2027 Change for Residential Property](https://www.1july2027.com.au/negative-gearing-changes/): The same Act that resets CGT cost bases on 1 July 2027 also limits negative gearing on residential property to new builds, with existing holdings grandfathered.
- [1 July 2027 CGT Deadline: Key Dates & When to Get Your Valuation](https://www.1july2027.com.au/cgt-reform-timeline/): The 1 July 2027 CGT deadline explained — why 30 June 2027 is the date that matters, the market-value cost base reset (now law), and when to get your valuation.
- [CGT Reform Glossary - Cost Base Reset & Key Terms](https://www.1july2027.com.au/cgt-reform-glossary/): Plain-English definitions of the 1 July 2027 CGT reform terms: cost base reset, deemed disposal, CPI indexation, 30% minimum tax and market value.
- [Home Becomes a Rental - CGT & the 2027 Reform](https://www.1july2027.com.au/main-residence-to-rental/): What happens to CGT when your home first earns income: the market value rule at first rental, how the 1 July 2027 reset interacts, and what to keep.
- [Pre-1985 Property CGT Exemption — and How It Ends on 1 July 2027](https://www.1july2027.com.au/pre-1985-property/): Property bought before 20 September 1985 has been exempt from CGT. The 1 July 2027 reform ends that, and inheritance ends it sooner - what each means.
- [1 July 2027 CGT reform newsletter](https://www.1july2027.com.au/newsletter/): Subscribe for plain-English updates about Australia's 1 July 2027 CGT reform, affected property owners, SMSF differences, research dashboards and public Q&A.
- [Ask a public question about 1 July 2027](https://www.1july2027.com.au/ask-a-question/): Submit an educational question about Australia's 1 July 2027 CGT reform, property records, owner-occupier impact, SMSF differences or valuation pathways.
- [CGT reform impact research dashboard](https://www.1july2027.com.au/research-dashboard/): Interactive educational dashboard for exploring who may be affected most by Australia's 1 July 2027 CGT reform by purchase year, state, city and suburb.
- [SMSF Property vs Individual Owners under the 2027 CGT Reform](https://www.1july2027.com.au/smsf-vs-normal-property-owners/): SMSFs are excluded from the 1 July 2027 CGT reform for property acquired on or after 20 September 1985, but face their own annual market-value rules (SIS Reg 8.02B) - how the two regimes differ.
- [When to use a senior valuation and advisory firm](https://www.1july2027.com.au/when-to-use-senior-valuation-advisory/): When premium, unusual or high-scrutiny Australian property justifies a senior valuation and advisory firm rather than a standard residential report.
- [Who Is Affected by the 1 July 2027 CGT Changes?](https://www.1july2027.com.au/who-is-affected/): Who the 1 July 2027 CGT changes affect: residential investors, trusts, partnerships and pre-1985 owners - and who is excluded, like SMSFs and companies.
- [Why 1 July 2027 Matters - the CGT Cost Base Reset](https://www.1july2027.com.au/why-1-july-2027-matters/): Why the date matters: the deemed disposal and cost base reset at market value, the evidence the ATO expects, and why backdated valuations get harder.

## How to work with us

The same facts as data, for a program rather than a reader: https://www.1july2027.com.au/agent.json
It states what is offered and from what price, the fields an enquiry needs, that no payment
is taken at that step, what we cannot do yet, and that there is no API to call.

## Policies

- [Privacy Policy](https://www.1july2027.com.au/privacy/)

## The same group's other websites

- https://valuationready.com.au/
- https://cgtvaluationready.com.au/
- https://cgtready.com.au/
- https://cgtcostbase.com.au/
- https://smsfpropertyvaluer.com.au/
- https://partners.valuationready.com.au/